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Senior Citizens Can Qualify for A Government Grant

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If you have heard or even benefit from a US government grant, than you know these are conceived for different kinds of people. But did you know that the US government has also grants especially designed for senior American citizens?

There are plenty of senior American citizens who benefit from government grants, but not of those especially created for them. This is the case of the government grants distributed to organizations specialized in assisting senior citizens. However, these are not the only government grants a senior citizen can benefit from; there are also those which are paid directly to the person applying for it.

Ways to Find the Senior Grant You Need

Senior grants fall into several different categories, such as housing assistance, debt assistance, educational, and money to help start a business to name only a few of the senior grants available. The first step for you to take for finding the perfect grant for you is to take some time and look into the CFDA - Catalog of Federal Domestic Assistance.

This is a list of all the grant offers made by specialized agencies and companies in the USA. You can access the catalog online and download its readable PDF version (available on the web page of the government), or order it by mail.

The Requirements You Have to Meet For a Senior Grant

From the very beginning you should know that not all seniors applying for such a grant get it; however, most of them do. You will be surprised to find out that many senior grants remain unused and all the money involved is turned back into the general fund after the offering period is over.

A very important thing you should remember about government grants, senior grants included is that this is money you can get from the US government without ever having to pay it back. If you get the grant money, you can use it for the purpose you have specified you will.

In this case, you eligibility greatly depends on which grant you apply for, because the requirements are different for every grant offered by the government. Thus, some of them take your income into account (you can get a grant if your income is low), while others don't.

The only requirement all government grants have in common is your nationality; you have to be a US citizen (either by birth or by naturalization) and actually live in the US.

How to Apply for a Senior Citizen Federal Government Grant

Checking the CFDA catalog will help you make an idea about the grants you can receive. You can apply for as many grants as you want, since there is no limit; however, you have to carefully read the guidelines for the specific grant you want to apply.

The documentation a grant application may require can vary from income tax returns, pay stubs to proof of income personal identification (such as a driving license) or any other the government considers necessary. In most cases, you will be faced with a lengthy application form you will have to fill in carefully.

If you don't fill in the form correctly, this will be returned to you and it will only make longer the time you will have to wait before receiving your grant. Make sure you apply for your grant in due time, since missing the deadline means not qualifying for the grant.

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